Cheapskate, penny-pincher, frugal, thrifty, tightwad--most of these terms do not have a positive connotation, so I try to never use them. I'm not cheap: I am a personal financial strategist! Okay... I'm a tightwad. A REASON for Tightwadding Initially, my husband and I … [Read more...] about Confessions of a Tightwad
Close your eyes for a few seconds and recall some of your fondest childhood memories. Where were you? What were you doing? Playing in the rain or snow? Enjoying an amusement park? Riding horses? My bet is that you were wearing jeans and a t-shirt with sneakers, and … [Read more...] about Clothing Children on the Cheap
"I don't have time to cook." "Cooking is too much work." "It's too messy." Sound familiar? People find many reasons not to cook. There are a lot of GREAT reasons to do it; better nutrition, control over ingredients, better taste, and lower cost are just a few. Better … [Read more...] about What’s for dinner?
The Montalbano Framework Development: In the post titled Framework for Family, I talked about how Monty and I realized we had the opportunity to raise our children VERY differently than most people. We put a great deal of thought into different aspects of our family. We … [Read more...] about Framework: Santa, Easter Bunny, and Ex-spouses
What is a "Family Framework"? A "framework" is a basic structure underlying a system, concept, or text. In construction, "framing" is building the skeleton of a building that will hold the floor, walls, and roof. In writing, an outline is a framework for an essay or research … [Read more...] about Framework for Family