Cheapskate, penny-pincher, frugal, thrifty, tightwad--most of these terms do not have a positive connotation, so I try to never use them. I'm not cheap: I am a personal financial strategist! Okay... I'm a tightwad. A REASON for Tightwadding Initially, my husband and I … [Read more...] about Confessions of a Tightwad
Close your eyes for a few seconds and recall some of your fondest childhood memories. Where were you? What were you doing? Playing in the rain or snow? Enjoying an amusement park? Riding horses? My bet is that you were wearing jeans and a t-shirt with sneakers, and … [Read more...] about Clothing Children on the Cheap
Sometimes in life, things happen that affect your income, and you need to spend less money now! Here are some suggestions for QUICK, money-saving results. 1. Make a list of things you need, and buy only those things. Shopping can be enjoyable, but it shouldn't be your hobby. … [Read more...] about 10 Ways to Spend Less Money NOW!